Terms

Terms of use

This site is run by Susman Insurance Agency, a licensed insurance firm in California (License 0B75129), and provides educational material on life insurance as well as a rate comparison service.

Quotes are informational. The rates displayed come from carriers for the class you indicated and are presented as general information. These are not insurance commitments, rate guarantees, approval assurances, or cost promises. The actual premium, your final rate class and your eligibility all come from each carrier's underwriting; what is written into the policy document and its amendments is binding.

No coverage is created here. Getting a rate quotation, entering an application, or sending a contact inquiry does not establish, modify or finalize any insurance arrangement. Coverage comes into existence only after a carrier writes a policy, you confirm acceptance, and your payment completes.

Availability and Variation. Insurance offerings, participating insurers and premium amounts depend on the state, your specific situation and can shift without advance warning. These quotes apply to California residents only.

Not Professional Advice. This site's articles and guides provide general information and are not tax advice, legal counsel, or financial guidance. Get input from a qualified professional about topics that matter for your situation.

Third-Party Service. The application page connects to a third-party secure application system with independent terms and policies.